As you establish your Line of Credit history with Bluevine, you may be eligible for a credit line increase. Our underwriting team will proactively review your overall business profile—which includes recent monthly bank statements, payment history, personal credit and other factors—to determine eligibility for an increase in your line of credit.

How to request a credit line increase

You can request a credit line increase after six successful, on-time payments on our weekly repayment plan or after two successful, on-time payments on our monthly repayment plan.¹

To request a credit line increase, ensure that your bank data is up-to-date by connecting your bank (or uploading the three most recent full months of your bank data) and contact customer support.

You may also be able to request a credit line increase directly through the Line of Credit tab on your Bluevine dashboard by clicking the ⓘ icon under your available credit line.

We may request additional documentation when reviewing credit line increase requests. You will receive an account update with the decision via email once the review has been completed.

^{1 Payments must be consecutive, on-time payments per the repayment schedule. Making early payments or payments above the scheduled amount would not expedite your eligibility for a credit line increase. Accounts must be in good standing to be eligible for additional lending. All credit line increase requests are subject to underwriting review.}

Credit line requests over $200,000

If the request is for a credit line over $200,000, you will need to provide the following additional documentation:

• Most recent business tax returns
• Balance sheet within the last 45 days
• Business debt schedule (see example below)
• 2021 Profit & Loss statement