A Bluevine Line of Credit provides eligible businesses with revolving credit lines up to $250,000, with no fees for opening, maintaining, prepayment¹, or account closure. To see if you might qualify, review this full requirements list.

How does the Bluevine Line of Credit work?

With a Bluevine Line of Credit, you can request funds as you need them and pay only for what you use. All draw requests are subject to review and approval. We provide revolving credit lines up to $250,000 to help small businesses grow without fees for opening, maintaining, prepayment¹, and account closure. Revolving credit means that as you make repayments on your draw(s), your available credit line replenishes.

What are the requirements for a Bluevine Line of Credit?

Bluevine offers a variety of line of credit products and the requirements may vary based on the product. To apply for a line of credit, you must meet these minimum qualifications: 

• In business for 12 months or longer
• Corporation or LLC 
• 625+ personal FICO score
• No bankruptcies on your credit report
• Maintain a $2,000 avg. monthly bank balance
• Greater than $10,000 in monthly revenue or at least $120,000 in annual revenue
• In good standing with your Secretary of State
• Business is operating or incorporated in an eligible U.S. state
• An active bank connection or statements from the last 3 months (a connected account makes it faster and easier to confirm your information)

Larger lines of credit may require additional eligibility requirements. See our support article for more information.

Ineligible business types:

Unfortunately, the following business types are not eligible for a Bluevine Line of Credit:

• General partnerships
• Sole proprietorships

Ineligible states:

Due to regulations, we also can’t provide lines of credit to businesses in the following states:

• Nevada
• North Dakota
• South Dakota
• US Territories

Ineligible industries:

• Gambling
• Pornography and paraphernalia
• Political campaigns
• Illegal substances
• Other controlled substances (including medicinal marijuana, marijuana, cannabis, and hemp) and paraphernalia
• Firearms and paraphernalia
• Financial institutions and lenders (including insurance, penny auction companies, and cryptocurrency)
• Donation-based non-profits
• Auto dealerships

For more information on restricted industries, visit restricted industries for lending products.

1 The line of credit repayment plan with 12 weekly installments has a fixed fee structure. Prepayment of the loan does not result in any reduction of the total interest owed. Review the loan terms and conditions.