You can send ACH payments from your Bluevine Business Checking account directly to your payees via the Bluevine mobile app or web dashboard. When you use your Bluevine Business Checking account for ACH payments, you have the ability to:

• Send one-time payments immediately or schedule a one-time ACH payment in advance.
• Set up recurring payments for ongoing expenses, with flexible duration options, choose no end date, a specific end date, or a set number of payments.
• Choose between standard or same-day¹ ACH processing.²
• Initiate payments, view past and upcoming payments, or cancel initiated ACH payments up until the applicable cut-off time.³

This article will walk you through creating and managing your ACH payments using your Bluevine dashboard. 

ACH payment processing

ACH payments can be sent via standard or same-day processing.¹ See this support article for payment processing times.²

ACH transaction fees and limits

With your Bluevine Business Checking account, you can send and receive an unlimited amount of ACH payments, with no fees for ACH payments sent via standard processing. Fees for ACH payments sent via same-day processing vary by plan type. See this support article for more information on fees.

Sending an ACH payment

You can send an ACH payment from your Bluevine Business Checking account via the Send payment button on the online web dashboard or the Bluevine mobile app. 

Need more guidance? See this support article for step-by-step instructions on sending payments.

Viewing ACH payments

To view the details and status of an ACH payment, locate and select the applicable transaction under the Checking tab on the online web dashboard or in the Bluevine mobile app.

You can also review all scheduled and paid payments under Payments > Scheduled & Paid on your Bluevine dashboard. Select the Scheduled tab to view upcoming scheduled payments, or select the Paid tab to view past payments.

Canceling an ACH payment

You can cancel ACH payments via your Bluevine web dashboard any time before the applicable cut-off time for that payment:

• Standard ACH payments: Approximately 6:50 p.m. ET on the date the payment was initiated.³
• Same-day ACH payments: Until the specific cutoff window for that payment (9:00 a.m. ET, 1:00 p.m. ET, or 3:00 p.m. ET, as applicable).³

Follow the steps below on the Bluevine web dashboard to cancel an ACH payment:

1. Login to the Bluevine web dashboard and navigate to the Checking tab.
2. From the list of transactions, locate and select the applicable ACH payment.
3. If your payment is within the cancellation window, a Cancel payment button will be visible in the Transaction details view under the requested date.
   • Note: If the Cancel payment option is not visible, the cut-off for cancellation has already passed. ACH payments cannot be canceled once the cut-off time has passed.
4. Select the Cancel payment button and then Confirm to request the cancellation.
5. You will see a confirmation screen if the payment is successfully canceled. Funds on hold will be released, and any associated fees will be refunded. 
   • Note: If the cutoff time passes before you confirm the cancellation request, you may get an error message letting you know that the payment can no longer be canceled.

^{1 Same-day ACH fees are based on the plan type. See our support article on fees for more information. Same-day ACH is only available if the funding source is your Bluevine Business Checking account or a sub-account. Payment must be initiated by 1:15pm ET to be sent the same-day, or it will be sent the next business day. The fee still applies if sent after cut-off or scheduled for a later date.
2 Payments are not processed on weekends or Federal Reserve holidays.
3 Payments cannot be canceled once the cut-off time has passed. Cancellation cut-off times are subject to change.}