To send a wire payment from the Bluevine mobile app, navigate to Move Money then tap Send Payment. If you’re using a web browser, navigate to Checking and select Send Payment. You can also set recurring payments or schedule payments in advance.
 

A wire transaction is generally the fastest method to transfer funds electronically. It allows you to send funds directly to an external bank account, usually within one business day¹. The fee amount for a wire initiated from your dashboard is based on your plan type (see the table below). 

See our Business Checking plans support article for more information.

How to submit a wire payment from your dashboard

1. Sign in to your Bluevine Dashboard²
2. Navigate to Checking on the left-hand menu
3. Click on Send Payment
4. Search for your saved payee and select them
   
   • You can also add a new payee manually from here
   • For more information on adding a payee, check out our adding a payee support article
5.  Insert payment amount and bill details (optional)
   • You can also upload a bill or document by dragging and dropping a file from your computer, or selecting Upload and we’ll try and populate most of the information for you
6. Select which account you would like to pay from on the Pay from drop-down menu
   • Note: You can select your main and sub-accounts.
7. Choose the payment method (Wire), frequency, send date, memo to payee (optional), attach a bill (optional), add an approver (optional), then click Save and confirm payment
8. Select whether or not to send an email to the payee alerting them of the payment
9. Verify the inputted information, and then click Send Payment

You may be required to enter additional information about your wire payment. This may include: 

• Length of relationship with payee: The amount of time you have been doing business with the payee.
• Your relationship to the payee: How do you know the payee? (e.g., vendor, employee, business partner, etc.)
• Expected frequency of payment: How often do you expect to send payments to the payee? (You will not be prevented from sending wires more than this input amount in the future.)
• Maximum payment amount expected: The maximum payment amount you anticipate wiring to the payee. (You will not be prevented from sending wires above this input amount in the future.)
• Payee Category Question: This is a brief description that describes the service this payment covers.
• Date: This is the date that the service the payment applies to took place. This has no impact on when the payment will be sent to the payee.
• Invoice Number: The invoice number for the wire payment, if applicable.

Once your wire payment has been sent, you can view details about it, including the IMAD number and status, by clicking on the transaction located in the Checking tab of your dashboard.

How to send a wire payment from the Bluevine mobile app

1. Sign in to your Bluevine mobile app
2. Select the Move Money tab at the bottom of the app then Send payment
3. Select a payee 
   • Search previously added payees from the search bar
   • If you would like to add a new payee, click + Add 
4. Enter an Amount
5. Choose which account to Pay from
   • You can select from your Business Checking account or any added sub-accounts
6. Select Wire as your payment method
7. Select your desired payment Frequency
   • Choose between One-time, Weekly, Every two weeks, or Monthly 
8. Choose a payment Send date and click Next
9. Confirm all the payment details look correct and click Send payment

Wire Processing Times ^{3 4}

Receiving a Wire to your Bluevine Business Checking Account

You’ll use or provide the following information when initiating a wire transfer from an external account to transfer money to your Bluevine Business Checking account.

Incoming wires will be posted to your Bluevine Business Checking account the same day if received by 5 pm ET/2 pm PT.
 

Incoming wires should post to your Bluevine Business Checking account the same day if received by 5pm ET/2pm PT.

For information on how to add funds to your account, visit our article on depositing funds. 

1 Wires using your Bluevine Business Checking account as a funding source are typically processed the same day when submitted by 3:30PM ET. 
2 These steps are only applicable to the desktop version of the Bluevine Dashboard
3 Wire Transfers are not processed on weekends or Federal Reserve holidays.
4 Outgoing wire payments that exceed account limits as outlined in the account agreement, may be delayed and/or declined.