When should I see the funds from a check deposit in my account?
Check deposits are generally available within one to six business days. Funds are typically available the same business day if deposited before 3:00 pm PT/6:00 pm ET. However, deposit times may be longer for new Bluevine accounts. You’ll receive emails letting you know when your funds should be made available and when your funds are available in your account.
For checks deposited on a weekend, they will be considered deposited the next business day. This is usually on a Monday, unless it falls on a federal holiday.
In some instances a hold may be placed on the check in order to validate the funds. If a hold occurs, the funds typically will be available within three to six business days. You’ll be notified by email when the funds will be deposited into your account.
For more information on mobile check deposits, visit our support article about depositing checks.
Why was my check placed on hold after I deposited it?
A hold may be issued to allow us time to validate the check. The hold helps ensure that the funds are available and the check will not be returned as unpaid. Hold periods may be longer for new Bluevine accounts. Please refer to section K of the Deposit Account Agreement and Disclosures for more information.
How long will the hold be in place on a check I deposited?
Check deposit holds are typically between three to six business days. We’ll send you an email letting you know when you should expect to see the funds in your account.
How do I know if a hold has been placed on my check?
We’ll keep you informed if a hold has been placed on your check deposit. Make sure that your email address is up to date by selecting the Profile icon in the upper right-hand corner of your Bluevine Dashboard and then Account Details.
Who can I talk to in order to remove the hold?
Our support representatives are not able to remove holds placed on check deposits. We apologize for any inconvenience this may cause.
How can I avoid a hold on a check deposit?
Some common reasons a hold may be placed on your mobile check deposit are:
- You have a new account
- For more information regarding new accounts, please refer to section K of the Deposit Account Agreement and Disclosures
- The check is a large dollar amount
- Your account or sub-account(s) have recently incurred a negative balance.
- We believe the check you deposited may not be paid
What are alternative methods to receive funds quicker?
You can encourage your payers to pay via electronic ACH or wire payment by providing your Bluevine account and routing number. ACH transfers take between 2-3 business days to be received. Wire transfers are typically posted to your account within one business day.
The information you’ll need to provide to receive an incoming ACH or wire is found in our support articles How do I send an ACH payment? and How do I send a wire payment?