How do I send an ACH payment?

An Automated Clearing House (ACH) transfer is an electronic money transfer between banks. When you send an ACH transfer using Bluevine Bill Pay, the following processing times apply, depending on your funding source:

• 2–3 business days from your Bluevine Business Checking account
  • You have the option to send a same-day ACH for a $10 fee; processed same-day if initiated before 1:15pm ET¹
  • 3–4 business days via credit or debit card²
  • 5-6 business days from an external bank account

To send an ACH payment, follow these steps³:

1. Sign in to your Bluevine Dashboard
2. Navigate to Payments on the left-hand menu
3. Click on Send Payment
   
   
4. Search for your payee and select them
   
   
   • You can also add a new payee manually from here
   • For more information on adding a payee, check out our adding a payee support article
5. Select which account your would like to pay from on the Pay from drop-down menu.
   • Here, you can choose from your main and sub-accounts, external bank accounts, or credit and debit cards you’ve added to your Bluevine Dashboard.
6. Insert the payment amount and bill details.
7. Choose the payment method (ACH or Same-day ACH¹), frequency, and the send date, and then click Next
   
   
8. Verify the information, and click Send Payment

How to receive an ACH transfer to your Bluevine Business Checking account

To receive an ACH transfer from an external account to your Bluevine Business Checking account, please use the following information. Coastal Community Bank is our approved banking partner:

For more information on how to fund your account, visit our article about depositing funds.

1 Same-day ACH payments have a fee of $10. Only an option if the funding source is your Bluevine Business Checking account or a sub-account. Payment must be initiated by 1:15pm ET to be sent the same-day, or it will be sent the next business day.
2 Each Bill Pay with Credit Card transaction will have a 2.9% fee. Not all suppliers may accept credit card payments; for example, credit card payments to insurance providers, credit card providers, or court-ordered payments are currently not supported. American Express cards are not supported in this feature.
3 Payments are not processed on weekends or Federal Reserve holidays.