CheckingAn Automated Clearing House (ACH) transfer is an electronic money transfer between banks. When you send a standard ACH transfer, the following processing times apply, depending on your funding source:
| Funding Source | Processing Time |
| Bluevine Business Checking account | 2–3 business days |
| Credit1 or debit card | 3–4 business days |
| External bank account | 5–6 business days |
Same Day ACH2
You’ll also have the option to send a same-day ACH payment, processed same-day if initiated before 1:15pm ET. Same-day ACH are subject to the following fees depending on your plan type.
| Plan | Same-day ACH Fee |
| Standard Plan | $10.00 |
| Premier Plan* | $5.00 |
*See our support article on the Premier plan for more information.
To send an ACH payment, follow these steps3:
- Sign in to your Bluevine Dashboard
- Navigate to Checking on the left-hand menu
- Click on Send Payment
- Search for your payee and select them
- You can also add a new payee manually from here
- For more information on adding a payee, check out our adding a payee support article
- Select which account your would like to pay from on the Pay from drop-down menu.
- Here, you can choose from your main and sub-accounts, external bank accounts, or credit and debit cards you’ve added to your Bluevine Dashboard.
- Insert the payment amount and bill details.
- Choose the payment method (ACH or Same-day ACH1), frequency, and the send date, attach a bill (optional), add an approver (optional) and then click Next
- Verify the information, and click Send Payment
How to receive an ACH transfer to your Bluevine Business Checking account
To receive an ACH transfer from an external account to your Bluevine Business Checking account, please use the following information. Coastal Community Bank is our approved banking partner:
|
Field Name |
Field Response |
|
Sponsor bank name |
Coastal Community Bank |
|
Sponsor bank address |
5415 Evergreen Way Everett, WA 98203 |
|
Account name |
Your business name—as listed in your Bluevine Business Checking account—your doing business as name (DBA), or any additional owners listed on your account |
|
Account number |
Your Bluevine Business Checking account number, as listed in your dashboard |
|
Routing number |
125109019 |
For more information on how to fund your account, visit our article about depositing funds.
1 Each payment made by credit card through Bluevine will have a 2.9% fee. Not all suppliers may accept credit card payments; for example, credit card payments to insurance providers, credit card providers, or court-ordered payments are currently not supported. American Express cards are not supported in this feature.
2 Same-day ACH fees are based on the plan type. See our support article on fees for more information. Only an option if the funding source is your Bluevine Business Checking account or a sub-account. Payment must be initiated by 1:15pm ET to be sent the same-day, or it will be sent the next business day. The fee still applies if sent after cut-off or scheduled for a later date.
3 Payments are not processed on weekends or Federal Reserve holidays.