How do I send a wire payment?

How to Send a Wire Payment from your Bluevine Dashboard

A wire transaction is generally the fastest method to transfer funds electronically. It allows you to send funds directly to an external bank account, usually within one business day¹. An outgoing wire fee of $15.00 is charged at the time the outgoing wire is initiated. At this time, we cannot accept or initiate international wires.

How to submit a wire payment:

If the payee you would like to send the wire payment to isn’t listed as a payee on your account, you will first need to add them. Please follow these steps to add a payee²:

1. Sign in to your Bluevine Dashboard.
2. Click on Send Payment.
3. Click on Add Payee, and add your payee manually.
4. Click on Save and Activate.

Once the payee is added, or if you have already have your payee added, please follow these steps to send the wire payment:

1. Click on Send Payment.
2. Select your added payee by searching.
3. Select which account you would like to pay from on the Pay from drop-down menu
   • Note: You can select your main and sub-accounts, external bank accounts, or credit and debit cards you've added to your Bluevine Dashboard as the Pay from source.
   • Note: You must add your card information before you can use it as a funding source.
4. Insert amount and bill details.
5. Click Next.
6. Choose the payment method (Wire), frequency, and send date then click Next. 
7. Select whether or not to send an email to the payee alerting them of the payment.
8. Verify the inputted information, and then click Send Payment.

You may be required to input information regarding your payee the first time you send the wire payment. The requested information may include:

• Length of relationship with payee: The amount of time you have been doing business with the payee.
• Your relationship to the payee: How do you know the payee? (e.g., vendor, employee, business partner, etc.)
• Expected frequency of payment: How often do you expect to send payments to the payee? (You will not be prevented from sending wires more than this input amount in the future.)
• Maximum payment amount expected: The maximum payment amount you anticipate wiring to the payee. (You will not be prevented from sending wires above this input amount in the future.)
• Payee Category Question: This is a brief description that describes the service this payment covers.
• Date: This is the date that the service the payment applies to took place. This has no impact on when the payment will be sent to the payee.
• Invoice Number: The invoice number for the wire payment, if applicable.

If funded by your Bluevine Business Checking account, wires are typically processed the same day when submitted by 3:30PM ET. Any wires submitted with a credit card or debit card as a funding source are typically processed the same day if submitted by 3:00PM ET. Wires funded by your external bank typically process within 3-5 business days^{3 4}

How to Send a Wire to your Bluevine Business Checking Account

You’ll use or provide the following information when initiating a wire transfer from an external account to transfer money to your Bluevine Business Checking account.

Incoming wires will be posted to your Bluevine Business Checking account the same day if received by 5 pm ET/2 pm PT.

Review our How do I deposit funds into my Bluevine Business Checking Account? support article if you are looking for the steps to fund your account.

1 Wires using your Bluevine Business Checking account as a funding source are typically processed the same day when submitted by 3:30PM ET. Wires using your credit card or debit card as a funding source are typically processed the same day if submitted by 3:00PM ET. 
2 These steps are only applicable to the desktop version of the Bluevine Dashboard
3 Wire Transfers are not processed on weekends or Federal Reserve holidays.
4 Outgoing wire payments that exceed account limits as outlined in the account agreement, may be delayed and/or declined.