How do I use Bluevine Payments?

With Bluevine, you can send payments to customers, vendors, or other third parties. Depending on which payment method you choose, you may need their bank account details. You can send these payments using funds from your Bluevine Business Checking account, an external bank account, a debit card, or a credit card. 

To add a payee, you can search from our directory of 40,000 registered (pre-verified) companies, or you can manually add a payee of your choice.  You can also import payees from QuickBooks Online by connecting your QuickBooks and Bluevine accounts.

How long do payments take to process?

Payment processing times may vary based on your selected payment and delivery methods. See the chart below for more details.

Bluevine operates Monday through Friday. Weekends and national holidays are not considered business days.

How do I make a payment?

1. Sign in to your Bluevine Dashboard.⁶
2. Navigate to Checking and then select Send Payment
   
3. Select the payee you'd like to send a payment to
   • For the steps on adding a payee, see our adding a payee support article
     
4. Select which account to pay from in the Pay From drop-down menu
   
   • You can select from your main and sub-accounts, external bank accounts, or credit and debit cards you’ve added to your Bluevine dashboard. You must add your funding source to your Bluevine dashboard before you can use it to send payments
     
5. Enter the dollar amount of the payment
6. Select your desired payment method
   • Refer to the payment processing table for the available payment options. 
7. Select your desired payment frequency
8. Select the payment send date.
   • You can schedule a future payment up to one year out
9. Select Next and validate that the information on the confirmation screen looks correct
   
10. Click Send Payment

You can also utilize the Unpaid Bills tab to add and pay bills, view scheduled or paid bills, and connect to QuickBooks Online.

What types of payments can I make? 

Refer to the payment processing table for the available payment options.

Who can I make payments to? 

You can send payments to any payees you’ve added to your Bluevine dashboard. If you don’t have the banking information for a payee but have their physical address, we’ll send the payment via check.

Are there any limits to how often I can make payments or the payment amounts?

Please visit our account limits support article for an overview of account limits.

I sent a payment, but the funds haven’t been taken out of my account.

• For payments sent via check or ePayment, please allow up to 24 hours for funds to be withdrawn from your account or posted to your debit/credit card 
• For payments made from your Bluevine Business Checking account, you’ll see a pending transaction on the Checking tab of your dashboard. The transaction will complete once funds have been drawn. Review the payment processing times above to determine how long transactions take.
• For payments made from an external bank account, processing times are longer than other methods. Review the payment processing times above to determine how long transactions from external bank accounts take.

How do I cancel recurring payments?

To cancel or edit recurring payments, follow these steps:

1. Navigate to Payments and then the Scheduled & Paid tab on your Bluevine dashboard
2. Select which account you’d like to view payments for in the account drop-down menu
3. Under Scheduled, select the three vertical dots to the right of the payment you want to edit
4. Select Edit to change any information about the payment, or select Delete to cancel the payment

You can only edit or delete scheduled payments. You cannot edit or delete payments after they’ve been processed. 

Where can I see and track my payments?

You can review all scheduled and paid payments under the Payments drop-down and then Scheduled & Paid on the left hand menu of your Bluevine dashboard. In the account drop-down menu, select which account you want to view payments for. To view upcoming scheduled payments, click the three dots next to a scheduled payment and click view. To view details for past payments, select the Paid tab, click the three dots next to the payment, and click view. Here you’ll see the payment details and the payment status.

How do I set up or edit a recurring payment?

To create a recurring payment, be sure to select the payment’s frequency as weekly, bi-weekly, or monthly. 

You cannot edit the frequency of an existing payment. To change payment frequency, you’ll need to delete the existing payment and create a new recurring payment.  

1 Outgoing wire fees are based on your plan type. See our support article on fees for more information. If you use a credit card to send an outgoing wire, there is an additional 2.9% fee which will charged directly to your credit card.
2 Each payment made by credit card through Bluevine will have a 2.9% fee. Not all suppliers may accept credit card payments; for example, credit card payments to insurance providers, credit card providers, or court-ordered payments are currently not supported. American Express cards are not supported in this feature.
3 Wires using your Bluevine Business Checking account as a funding source are typically processed the same day when submitted by 3:30PM ET. Wires using your credit card or debit card as a funding source are typically processed the same day if submitted by 3:00PM ET.
4 Same-day ACH fees are based on the plan type. See our support article on fees for more information. Only an option if the funding source is your Bluevine Business Checking account or a sub-account. Payment must be initiated by 1:15pm ET to be sent the same-day, or it will be sent the next business day.
5 Check payment fees are based on your plan type. See our support article on fees for more information
6 These steps are only applicable to the desktop version of the Bluevine Dashboard.