What is a bank connection?

A bank connection provides a read only view into your online banking. We will only be able to see a line-by-line history of your most recent transaction data, which we use to determine if your business qualifies for our services. Bluevine is trusted by thousands of small businesses across the country and we are certified by Intuit and the Better Business Bureau.

Why do I need it?

We encourage you to make a bank connection because it helps our underwriters make a quicker decision regarding the status of your application. Prospective clients who make a bank connection will typically hear back from us 24 hours faster than those who upload their bank statements manually. For existing clients, having a bank connection means they will not have to upload statements each month and results in faster turnaround times.

Bank Connection Disconnected?

If your bank connection is disconnected, we will notify you immediately via email and on your Bluevine Dashboard. Bank disconnections can occur for multiple reasons, however it does not have any impact on pending debits and credits in the account. In order to re-establish the bank connection, we may ask you for additional security information or ask you for your password for verification.

If your bank is not listed, please feel free to give us a call at 888-216-9619 option 1 then option 2, and we will work with our bank connection provider to possibly add your institution to our bank connection feature.

Starting February 1, 2022, customers will earn 1.2% interest on the total balance of Bluevine Business Checking accounts and Sub-accounts up to and including $100,000. No interest earned on total balances over $100,000. As of May 1, 2022, customers will earn interest on total balances up to and including $100,000 only if they meet the monthly debit transaction or deposit requirements described in Section M of the Account Agreement. Any interest accrued and payable will be paid to your Bluevine Business Checking account.
Customers will receive a Bluevine Business Debit Mastercard only for use with the main Bluevine Business Checking account.
No limit on number of transactions. However, all accounts are subject to the aggregated monthly deposit and withdrawal amount limits of the Account Agreement.
The national average and comparison are based on interest rates paid by U.S. depository institutions as calculated by the FDIC.
Debit transactions must post to your account before the end of the month to qualify toward that month’s eligibility requirement. Bluevine Business Debit Mastercard is issued by Coastal Community Bank pursuant to a license from Mastercard Inc.
Qualifying transactions only include mobile deposits of customer checks, customer payments made via ACH or wire, and customer payments transferred from payment processing providers. These transactions must post to your account or sub-accounts before the end of the month to qualify toward that month’s eligibility requirement. Transactions that do not qualify include, but are not limited to, mobile deposits of checks drawn on accounts you hold at any institution, cash deposits, and transfers from any of your external accounts, except those associated with payment processing providers.