LendingYou can elect to receive your funds via ACH or Wire. By default, this is set to ACH. To view or change your advance settings, click Your Profile, then Payment Settings on your Bluevine Dashboard. Under Payment preferences you will see your current choices. To change, select either ACH or Wire. Save your choices by clicking Save Changes at the bottom of the page.
Receiving funds via ACH
ACH credits are free of charge. They typically take between 1-3 business days, although in some instances, they can be processed in 24 hours.
ACH and wire payment requests made on weekends and bank holidays will be processed on the next banking day.
Receiving payments via Wire
Wires are processed within 1 business day. The cutoff time for receiving same day credits via wire is:
- 1:45 pm Pacific
- 2:45 pm Mountain
- 3:45 pm Central
- 4:45 pm Eastern time
Wire transfer requests made after cut-off time or on weekends, or bank holidays will be processed on the next banking day.
Please note that Bluevine charges $15 for wire transfers. In addition to this, your bank will also likely charge you to receive an incoming wire.
Bank Holidays
New Year's Day
Martin Luther King Jr.'s Birthday
President's Day
Memorial Day
Independence Day
Labor Day
Columbus Day
Veterans Day
Thanksgiving Day
Christmas Day