How do I receive funds from my Bluevine Line of Credit? – Bluevine Help Center

You can elect to receive your funds via ACH or Wire. By default, this is set to ACH. To view or change your advance settings, click Your Profile, then Payment Settings on your Bluevine Dashboard. Under Payment preferences you will see your current choices. To change, select either ACH or Wire. Save your choices by clicking Save Changes at the bottom of the page.

Receiving funds via ACH

ACH credits are free of charge. They typically take between 1-3 business days, although in some instances, they can be processed in 24 hours.

ACH and wire payment requests made on weekends and bank holidays will be processed on the next banking day.

Receiving payments via Wire

Wires are processed within 1 business day. The cutoff time for receiving same day credits via wire is:

1:45 pm Pacific
2:45 pm Mountain
3:45 pm Central
4:45 pm Eastern time

Wire transfer requests made after cut-off time or on weekends, or bank holidays will be processed on the next banking day.

Please note that Bluevine charges $15 for wire transfers. In addition to this, your bank will also likely charge you to receive an incoming wire.

Bank Holidays

New Year's Day
Martin Luther King Jr.'s Birthday
President's Day
Memorial Day
Independence Day
Labor Day
Columbus Day
Veterans Day
Thanksgiving Day
Christmas Day

Starting February 1, 2022, customers will earn 1.2% interest on the total balance of Bluevine Business Checking accounts and Sub-accounts up to and including $100,000. No interest earned on total balances over $100,000. As of May 1, 2022, customers will earn interest on total balances up to and including $100,000 only if they meet the monthly debit transaction or deposit requirements described in Section M of the Account Agreement. Any interest accrued and payable will be paid to your Bluevine Business Checking account.
Customers will receive a Bluevine Business Debit Mastercard only for use with the main Bluevine Business Checking account.
No limit on number of transactions. However, all accounts are subject to the aggregated monthly deposit and withdrawal amount limits of the Account Agreement.
The national average and comparison are based on interest rates paid by U.S. depository institutions as calculated by the FDIC.
Debit transactions must post to your account before the end of the month to qualify toward that month’s eligibility requirement. Bluevine Business Debit Mastercard is issued by Coastal Community Bank pursuant to a license from Mastercard Inc.
Qualifying transactions only include mobile deposits of customer checks, customer payments made via ACH or wire, and customer payments transferred from payment processing providers. These transactions must post to your account or sub-accounts before the end of the month to qualify toward that month’s eligibility requirement. Transactions that do not qualify include, but are not limited to, mobile deposits of checks drawn on accounts you hold at any institution, cash deposits, and transfers from any of your external accounts, except those associated with payment processing providers.

Receiving funds via ACH

Receiving payments via Wire

Bank Holidays

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