How do I send an international payment?

Please note: We're constantly working to enhance our Bill Pay experience by adding new features like international payments, which is currently in beta for select customers. If you didn't receive an email invite and you're interested in trying out the international payments beta, please contact us at research@bluevine.com  

Otherwise, look out for an email announcement when the feature is available.

Adding an international payee

You’ll need to add an international payee before you can send them a payment. Follow these steps: 

1. Sign in to your Bluevine dashboard 
2. Navigate to Payees on the left-hand menu
3. Click Add payee on the right
   
4. Select + Add payee
5. Select the country and enter your payee’s address
   
6. Enter your payee’s name and select if they are a person or business
7. Select which currencies the payee will receive
   
   
   • It is required to select at least one currency, but you can select multiple options if available. You can choose which currency your payee receives when you send them a payment.
8. Enter your payee’s bank details
9. Enter any optional information and Click Save
10. You may be required to provide additional information about your business before your payment can be sent. You’ll receive a prompt to View tasks after adding your payee, or you can access them by selecting the bell icon in the upper right-hand corner of your dashboard. 

Sending an international payment

1. Sign in to your Bluevine dashboard
2. Select Send payment
   
   
   • Navigate to Home, Checking, or Payments on the left-hand menu to find the Send payment option
3. Search for your saved international payee and select them
4. Enter the payment amount and select which currency for your payee to receive
   
   
   • The conversion rate, as well as fees, are displayed below the “Amount” and “You send” fields
   • International payments come with a fee of $25 USD per payment + 1.5% of the payment amount in USD for transactions where the recipient receives a currency other than USD.
     • Bluevine uses market rate foreign exchange rates provided by its third-party international payment provider when calculating the currency exchange
5. Select which account you’d like to pay from on the pay from the drop-down menu
   • Note: You can select from your Bluevine Business Checking account or any active sub-accounts.
6. Select Next
7. Verify the information looks correct and click Send payment

Payments are sent out daily between 8am–5pm ET, Monday–Friday. Any payments sent outside that window will be processed the following business day. The estimated arrival date of your payment is displayed when sending your payment.  

Note: A national holiday in the receiving country could delay funds.  

Frequently Asked Questions

Can I receive an incoming international wire to my Bluevine account

Currently, we cannot receive incoming international wires at this time. We plan on supporting this functionality in the future. 

What is the fee for sending an international payment?

A market foreign exchange rate will be used if you’re sending the payment in a foreign currency. All fees and the exchange rate will be displayed to you at the time of your payment.

Note: If you’re sending a payment after the 8am–5pm ET Monday–Friday cut off time, or you’re an Authorized User sending a payment for approval, you’ll see a message informing you that the exchange rate may vary at the time the payment is sent on the confirmation screen.

Can I schedule an international payment for a later date or on a scheduled frequency?

At this time, we only support sending one-time international payments. In the future, we plan on supporting recurring and scheduled payments. 

How does Bluevine calculate the exchange rate?

Bluevine uses market rate foreign exchange rates provided by its third-party international payment provider when calculating the currency exchange, and we charge no additional fees for showing the rate. This exchange rate will be displayed to you at the time of your payment.

Note: If you’re sending a payment after the 8am–5pm ET Monday–Friday cut off time, or you’re an Authorized User sending a payment for approval, you’ll see a message informing you that the exchange rate may vary at the time the payment is sent on the confirmation screen. 

How long does it take for my payee to receive my payment?

The transfer speed for international payments varies depending on the country and currency we are delivering. An estimated arrival date will be displayed when sending your payment. We send international payments out between 8am–5pm ET Monday-Friday.