Skip to main content
Bluevine Help Center Help Center home page Bluevine Help Center Help Center home page
Help Center
Back to bluevine.com
Bluevine Help Center Help Center home page
Back to bluevine.com Message our team
  1. Bluevine Help Center
  2. Business Checking
  3. Navigating Your Account
  4. Your Bluevine Business Checking Account

Your Bluevine Business Checking Account

  • Does my Bluevine Business Checking account have fees?
  • How Do I Use Bluevine Business Checking Sub-accounts?
  • How do I earn interest?
  • What are my account limits?
  • How do I navigate my Bluevine dashboard?
  • How do I deposit funds into my Bluevine Business Checking Account?
  • How do I close my Bluevine Business Checking Account?

Featured articles

  • Does my Bluevine Business Checking account have fees?
  • How do I connect Quickbooks to my Bluevine dashboard?
  • How do I change my primary bank account?
view all articles
Homepage featured image of person working

Need help getting started?

Explore our guides to learn how easy it is to set up your Bluevine account.

View guides

Didn’t find what you’re looking for?

Message our team

You can message our support team, and we'll get back to you shortly.

  • Contact Us
  • About Us
  • Careers
  • Press
Products
  • Business Checking
  • Paycheck Protection
  • Line of Credit
  • Bill Pay
Resources
  • Help Center
  • FAQs
  • Business Blog
  • Partners
Legal
  • Terms of Use
  • Bluevine Privacy Policy
  • Coastal Community Bank Privacy Policy
  • Bill Pay Terms of Service

Bluevine is a financial technology company,
not a bank
Deposits are FDIC insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC

  • No limit on number of transactions. However, all accounts are subject to the aggregated monthly deposit and withdrawal amount limits of the Account Agreement.
  • The national average and comparison are based on interest rates paid by U.S. depository institutions as calculated by the FDIC.
  1. Starting February 1, 2022, customers will earn 1.2% interest on the total balance of Bluevine Business Checking accounts and Sub-accounts up to and including $100,000. No interest earned on total balances over $100,000. As of May 1, 2022, customers will earn interest on total balances up to and including $100,000 only if they meet the monthly debit transaction or deposit requirements described in Section M of the Account Agreement. Any interest accrued and payable will be paid to your Bluevine Business Checking account.
  2. Customers will receive a Bluevine Business Debit Mastercard only for use with the main Bluevine Business Checking account.
  3. No limit on number of transactions. However, all accounts are subject to the aggregated monthly deposit and withdrawal amount limits of the Account Agreement.
  4. The national average and comparison are based on interest rates paid by U.S. depository institutions as calculated by the FDIC.
  5. Debit transactions must post to your account before the end of the month to qualify toward that month’s eligibility requirement. Bluevine Business Debit Mastercard is issued by Coastal Community Bank pursuant to a license from Mastercard Inc.
  6. Qualifying transactions only include mobile deposits of customer checks, customer payments made via ACH or wire, and customer payments transferred from payment processing providers. These transactions must post to your account or sub-accounts before the end of the month to qualify toward that month’s eligibility requirement. Transactions that do not qualify include, but are not limited to, mobile deposits of checks drawn on accounts you hold at any institution, cash deposits, and transfers from any of your external accounts, except those associated with payment processing providers.

Bluevine is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. Bluevine accounts are FDIC insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC. The Bluevine Business Debit Mastercard® is issued by Coastal Community Bank, Member FDIC pursuant to a license from Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Application is subject to approval. No monthly or maintenance fees. Card Replacement Fees and Wire Transfer Fees may apply.

Certain Bill Pay funds, including Bill Pay with Credit Card, are held by Silicon Valley Bank, a member of the FDIC and the Federal Reserve System. Silicon Valley Bank is the California bank subsidiary of SVB Financial Group (Nasdaq: SIVB). Banking Services for payments made via ACH or wire from the Bluevine Business Checking Account are provided by Coastal Community Bank, Member FDIC.

Bluevine's Flex Line of Credit is issued by Celtic Bank, a Utah-chartered Industrial Bank, Member FDIC. Applications are subject to credit approval. Rates, credit lines, and terms may vary based on your creditworthiness and are subject to change. Additional fees apply.

PPP loans are made by one or more approved U.S. Small Business Administration (SBA) lenders. Loan agreements will identify the issuing lender to small businesses at signing. Qualified applications will be submitted to the SBA as soon as possible. Bluevine does not guarantee that applications will be processed and submitted before PPP funds are no longer available. Approval and loan forgiveness are subject to your availability to meet government-set eligibility requirements.

Certain financing may be made or arranged pursuant to California Financing Law-License No. 6054789.

© 2022 Bluevine Inc. All Rights Reserved. Bluevine® is a trademark of Bluevine Inc.