How do I make sure my check deposits correctly? – Bluevine Help Center

Mobile check deposit is the quickest and easiest way to deposit your checks. Your access to your funds is critical to us. To ensure the smoothest possible experience, we've shared the most common issues and solutions below.

Check Upload Unsuccessful

When we are unable to read the check within the image, you may see this error:

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To fix this, please use the automatic snapshot feature that takes the photo automatically when you have the photo box closely outlined around the check. Make sure there is no space between the check and the black lines.

Additionally, it’s best to have a darker background behind your check. Once you line up the check with your camera, it should be quick to snap a picture of the front and back of your endorsed check.

Check Declined

The most common reason we will deny a check is that it could not be validated.

Check cannot be validated

We were unable to confirm the validity of the check. The error could be an issue with the image, so we suggest you re-attempt the check capture and deposit. If you still receive this message, we may not accept this check and encourage you to confirm that the check is valid with the issuer.

Starting February 1, 2022, customers will earn 1.2% interest on the total balance of Bluevine Business Checking accounts and Sub-accounts up to and including $100,000. No interest earned on total balances over $100,000. As of May 1, 2022, customers will earn interest on total balances up to and including $100,000 only if they meet the monthly debit transaction or deposit requirements described in Section M of the Account Agreement. Any interest accrued and payable will be paid to your Bluevine Business Checking account.
Customers will receive a Bluevine Business Debit Mastercard only for use with the main Bluevine Business Checking account.
No limit on number of transactions. However, all accounts are subject to the aggregated monthly deposit and withdrawal amount limits of the Account Agreement.
The national average and comparison are based on interest rates paid by U.S. depository institutions as calculated by the FDIC.
Debit transactions must post to your account before the end of the month to qualify toward that month’s eligibility requirement. Bluevine Business Debit Mastercard is issued by Coastal Community Bank pursuant to a license from Mastercard Inc.
Qualifying transactions only include mobile deposits of customer checks, customer payments made via ACH or wire, and customer payments transferred from payment processing providers. These transactions must post to your account or sub-accounts before the end of the month to qualify toward that month’s eligibility requirement. Transactions that do not qualify include, but are not limited to, mobile deposits of checks drawn on accounts you hold at any institution, cash deposits, and transfers from any of your external accounts, except those associated with payment processing providers.

Check Upload Unsuccessful

Check Declined

Check cannot be validated

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