What are my account limits? – Bluevine Help Center

This support article outlines your Bluevine Business Checking account limits.¹

Outgoing transactions
Outgoing Wire Transfer	There is no limit to the number of wire transfers per calendar day; $20,000.00 per outgoing wire; up to $100,000.00 per 30 day period for outgoing wire and ACH transfers combined.
ACH transfers to an external account	There is no limit to the number of payments per calendar day; $20,000.00 per ACH transaction; up to $100,000.00 per 30 day period for outgoing wire and ACH transfers combined.
Incoming Transactions
Direct deposit or Automated Clearing House (ACH) transfer initiated from an external financial institution	No limit.
Qualifying transfers to Account via Website or Mobile App.	There is no limit to the number of transactions per calendar day, up to $5,000.00 between all linked external accounts per calendar month.
Wire transfer	No limit.
Mobile Check Deposit	No limit to the number of checks per calendar day. Up to $20,000.00 per 30 day period.
Debit Card Transactions
Card Purchase (Signature and PIN)	No limit to the number of times per calendar day. $10,000.00 per calendar day.
POS Cashback	No limit to the number of times per calendar day; Up to $2,000.00 per calendar day.
Over-the-counter Withdrawal	No limit to the number of times per calendar day; Up to $2,000.00 per calendar day.
ATM Transactions
Cash Withdrawal (ATM)	No limit to the number of times per calendar day; Up to $2,000.00 per calendar day.
Cash Deposits
We partner with Green Dot® Services² for cash deposits. For more information on cash deposit limits visit our Support Article titled, How do I use Green Dot® services to make a cash deposit?

1 Bluevine may choose to allow limits in excess of the specified limits at its discretion.
2 THIRD-PARTY MONEY TRANSFER services used to deposit funds to Account may impose their own limits, fees, per transaction, daily, weekly or monthly limits on the frequency or amount of cash you may deposit to Account. © 2021 Green Dot Corporation. Green Dot is a registered trademark of Green Dot Corporation.

Starting February 1, 2022, customers will earn 1.2% interest on the total balance of Bluevine Business Checking accounts and Sub-accounts up to and including $100,000. No interest earned on total balances over $100,000. As of May 1, 2022, customers will earn interest on total balances up to and including $100,000 only if they meet the monthly debit transaction or deposit requirements described in Section M of the Account Agreement. Any interest accrued and payable will be paid to your Bluevine Business Checking account.
Customers will receive a Bluevine Business Debit Mastercard only for use with the main Bluevine Business Checking account.
No limit on number of transactions. However, all accounts are subject to the aggregated monthly deposit and withdrawal amount limits of the Account Agreement.
The national average and comparison are based on interest rates paid by U.S. depository institutions as calculated by the FDIC.
Debit transactions must post to your account before the end of the month to qualify toward that month’s eligibility requirement. Bluevine Business Debit Mastercard is issued by Coastal Community Bank pursuant to a license from Mastercard Inc.
Qualifying transactions only include mobile deposits of customer checks, customer payments made via ACH or wire, and customer payments transferred from payment processing providers. These transactions must post to your account or sub-accounts before the end of the month to qualify toward that month’s eligibility requirement. Transactions that do not qualify include, but are not limited to, mobile deposits of checks drawn on accounts you hold at any institution, cash deposits, and transfers from any of your external accounts, except those associated with payment processing providers.

Outgoing transactions

Incoming Transactions

Debit Card Transactions

ATM Transactions

Cash Deposits

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