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Your Business Checking Account Application Process

Lindsay C
  • Updated

You can apply for a BlueVine Business Checking account in just minutes! 

You can expect to see the following steps when applying for your Business Checking account.

Getting Started

At the beginning of our application we will ask for the following information:

  • Your Business’s Entity Type
    • Corporation
    • General Partnership
    • Limited Liability Company (LLC)
    • Limited Liability Partnership (LLP)
    • Limited Partnership
    • Sole Proprietorship
  • Your First & Last Name
  • Your Email Address
  • Your Mobile Phone Number
  • Your Self-Created Secure Password
  • Acknowledgment of BlueVine’s Registration Terms and Privacy Policy

Tell Us About Your Business

In this section, we would like to understand your business better depending on the business entity type you selected on the previous page. You will be asked to provide the following, regardless of entity type:

  • Your Business Name.
  • Your Trade Name (if applicable).
  • Your Business Address.
    • The physical location of your business, we cannot accept P.O. boxes.
  • Your Work Phone Number.
  • Your Annual Revenue.
  • Your Industry (Note: Certain industries are restricted. More information is available here.).
  • For Non-sole Proprietorships, you will need to provide your Tax ID or EIN. 
  • If you are a Sole Proprietorship, we will need to know whether or not your business is registered with the state. If it is, you will need to indicate whether you have an EIN or Tax ID number.

Tell us about yourself 

We need some basic information about you to verify your identity. We will ask for the following details.

  • Your First and Last Name
  • Your Home Address
    • We cannot accept P.O. Boxes
  • Your Date of Birth
  • Your Social Security Number
  • Your Mobile Phone Number
  • Percentage of business owned by you: Other than you, are there any individuals who own 20% or more of the company?
    • If Yes, you will add information for the Additional Owners including 
      • Their First & Last Name. 
      • Their Date of Birth.
      • Their SSN.
      • Their Address.
        • We cannot accept P.O. Boxes
      • The Percentage of Ownership.
        • If the individual does not own more than 20% of your business, you will not be required to input their information.
      • The Front and Back of their Driver’s License.

Verify your mobile number

Follow the prompts to set up your Multi-Factor Authentication (“MFA”) number using the mobile number you provided earlier in the application. The MFA number must be a US-based cellular device that can receive SMS messages. More information on MFA can be found in our Multi-Factor Authentication Support Article.

Verify Your Identity 

In some cases, you may be required to provide pictures of the front and back of your Driver’s License or State ID. If applicable, the application will prompt you with step-by-step instructions to take and upload photos of the ID. 

Tip: While taking photos of your ID, please ensure you capture the complete ID without any glares or distortions.

Verify Your Business

Depending on your business’s entity, you may be required to provide additional documentation to validate your business. Common documents include Articles of Incorporation, Certificate of Formation, or Assumed Name Certificate. More information can be found in our Verify Your Business: Document Upload support article. 

Your Application is Being Reviewed 

During this step, BlueVine will review the information you provided within the application. We may email you with any additional required steps. The application review process generally takes one to three business days.

Activate Your Account

If your application is approved, BlueVine will send a verification email to your email address. Once you receive the email, follow the prompts to activate your account. Once your account is activated, you’ll be able to accept the account agreements, order your BlueVine Debit Mastercard, and fund your account.

The BlueVine Business Debit Mastercard is issued by Coastal Community Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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