The following topics are covered in this article:
- What are payments?
- How long do my payments take to process?
- How do I make a payment with a credit card?
- How do I make a payment?
- What types of payments can I make?
- Who can I make payments to? Who can’t I make payments to?
- When should I make payments through BlueVine?
- Are there any limits to how often I can make payments or the payment amounts?
- I sent a payment, but the funds haven’t been taken out of my account.
- How do I cancel recurring payments?
- Where can I see my payments?
- How do I set up a recurring payment?
What are payments?
BlueVine’s payments allow you to make payments to customers, vendors, or other 3rd parties with or without bank account details from either your business checking account. If you’re making a payment to a large company, you can search our payee directory of 40,000 companies. If the payee is there, you can make an electronic payment that arrives within 2-3 business days. Alternatively, if you have the 3rd party’s address, we’ll mail them a check on your behalf. Checks take 5-7 business days to arrive.
How long do my payments take to process?
|
Payment From |
Payment Type |
Processing Times |
Information Needed |
|
Checking Account |
Outgoing Wire* |
1 business day |
Payee or vendor address and bank account details |
|
Checking Account or Credit Card |
ACH |
2-3 business days |
Payee or vendor address and bank account details |
| Checking Account or Credit Card |
ePayment |
1-3 business days |
Payee or vendor in database, payee zip code, and your account number with payee |
|
Checking Account or Credit Card |
Check |
5-7 business days |
Payee or vendor address |
*The cost for each outgoing wire is $15.00
What is considered a business day?
A business day is an official working day. Monday through Friday from 9 a.m. to 6 p.m. PT are considered business days. Weekends and public holidays are not considered business days.
How do I make a payment?
To make a payment, you’ll first need to log into your BlueVine Dashboard. When making a payment, you can choose between paying from your checking account or a credit card. If you would like to pay by card, you will first need to add your credit card. Once there, under the Checking tab, click Send Payment. If you’ve already paid this payee before, you’ll be able to select them from the list. If they are not listed, you’ll need to add them. To manage your saved payees, go to the payee tab on the Dashboard at any time.
Adding a payee from our directory:
To add a payee from our directory, simply type in the name of the business. If the company is not in our directory, you will be prompted to add them manually (see below). Otherwise, when you find the business, you’re looking for, select the payee and click Next. You’ll be prompted to enter the payee’s zip code and your account number with that business.
Once you confirm the payee details, click Save and Activate. You can now make payments to this payee.
Adding a payee manually:
If your payee is not in our directory, you can add them manually. To add a payee manually, you only need their address. If you have their routing and account numbers, you can include them to send an outgoing wire or ACH payment. If you only have their address, we can mail them a check on your behalf.
On the Add Payee screen, add as much information as you have. Once all the information has been added, click Save and Activate. You can now make payments to this payee.
Making the payment:
Once your payee has been activated, click Send Payment. Enter the amount you would like to send. If your payee is in the directory, you can only make ePayments. If you have an address, but no banking information, you can only make payments via check. Finally, if you have the bank details, you can make payments via ACH or outgoing wires.
If you have a recurring, fixed bill with this payee, you can opt for a one-time payment or a recurring payment. Under frequency, select one-time, weekly, every two weeks, or monthly. You can also schedule a future payment up to 1 year out.
What types of payments can I make?
Payment methods depend on the information you have provided for the payee and how you're making the payment. If you added a payee from our directory, you can only make payments via ePayments, which are similar to ACHs and take 2-3 business days. If you would like to pay by credit card, you can only send payments by check or ePayment.
If you have provided the address for the payee, we can only make payments via check. Once you initiate the payment, we will send a check via regular mail that should arrive within 5-7 business days.
If you have provided the routing number and account number for the payee, you can make payments via either an outgoing wire or ACH. You will be able to select wire or ACH when you initiate the payment.
Who can I make payments to? Who can’t I make payments to?
You can schedule a payment to be sent at any time to any US business or bank account. To make sending payments easy, if the payee is one of 40,000 companies in our directory, all you need is their zip code to send an ePayment (similar to an ACH). Otherwise, you can simply enter the payee’s address to mail a check.
When should I make payments through BlueVine?
BlueVine payments are best used when you want to make a payment to a company when you don’t know their payment details or when the company doesn’t offer automatic payments. For example, if your landlord prefers you to pay rent via check each month, you can use BlueVine’s payment feature to mail a check and set it and forget it. Just be sure to allow enough time for the check to arrive by the due date. Checks take 5-7 business days to arrive. Alternatively, if you have a payment with a large vendor that doesn’t offer a vendor portal, you have the option to make a one-time payment (or make it recurring).
BlueVine payments allow your payees' information to be conveniently stored in your business bank account. Simply log in, select your payee, enter an amount and you’re done!
Are there any limits to how often I can make payments or the payment amounts?
There are no limits in how frequently you can make payments via BlueVine, the payment amounts, or the number of payees stored. Simply ensure you have the available balance in your bank account to cover requested payment transactions and amounts.
I sent a payment, but the funds haven’t been taken out of my account.
For payments sent via check or ePayment, please allow up to 24hrs for the funds to be withdrawn from your account or posted to your credit card. For payments made from your checking account, you’ll see a pending transaction on your dashboard. Once the funds have been drawn, the transaction will post and will be displayed on your dashboard.
How do I cancel recurring payments?
You can cancel or edit recurring payments under the Payments tab on your BlueVine Dashboard. Once there, click the three vertical dots to the right of the payment you want to edit. Here, you can view, edit, or delete a payment. You can edit or cancel any scheduled payments; however, you cannot edit or cancel them once the payment has been processed.
Where can I see my payments?
You can review all scheduled and past payments under the Payments tab on your BlueVine Dashboard. To view upcoming payments, click the three dots next to the scheduled payment and click view.
How do I set up a recurring payment?
Recurring payments can be set up when you initiate any new payment. Simply click Send Payment, then follow the prompts to select a payee, payment type, and amount. When entering the payment details, select the payment frequency - one-time, weekly, every 2 weeks, or monthly - and the payment date. When done, click next and then confirm.
You can view, edit or cancel your upcoming payments at any time under the Payments tab on your BlueVine dashboard. However, you cannot edit the frequency or payee. If you need to change the frequency or payee, you will need to delete the transaction and set up a new recurring payment. To delete the payment, click on the three vertical dots to the left of the payment, under the Payment tab in your BlueVine dashboard, then click delete.