How do I deposit funds into my Bluevine Business Checking Account? – Bluevine Help Center

Bluevine offers various ways to deposit funds into your Bluevine Business Checking account. You can deposit funds through a cash deposit, a check deposit, or an account transfer.

Cash Deposits

Review our How do I use Green Dot® services to make a cash deposit? support article to learn more about cash deposits. Fees may vary depending on location.

Check Deposits

We’ve done our best to make the check deposit process as simple as possible. To deposit a check, you’ll need first to download our mobile app from the Apple App Store and/or the Google Play store.

Once you’ve logged into the app, click ‘Deposit Check’ located on the bottom menu. The app will prompt you to take a photo of the front and back of the check. Be sure to take a picture of the check with all four corners visible, in a well-lit area on a dark-colored background, so the image is legible.

Check deposits can take up to six business days to clear. The check deposit cutoff time is 6:00 pm ET / 3:00 pm PT. To learn more about the types of checks, you can deposit into your Bluevine account, review our How do I deposit a check? support article.

Account Transfers

You can conduct incoming or outgoing ACH transfers using the ‘Transfer Money’ button on your Bluevine Dashboard. You must add the appropriate bank account(s) as an external bank account on your Bluevine Dashboard to initiate an ACH transfer. Once you’ve added the external bank account(s), you can select the appropriate bank accounts in the ‘Transfer To’ and ‘Transfer From’ fields and select ‘Continue’. Review the transaction details and select ‘Transfer’.

To transfer money from an alternate external bank account you own, initiate the transfer from the alternate bank directly. You can deposit funds into your account via ACH or wire transfers. To learn more about transferring funds, please visit our How do I send a wire payment? and How do I send an ACH payment? support articles.

Important note, ACH transfers initiated from external accounts can take 3-5 business days to be credited to your account.

Starting February 1, 2022, customers will earn 1.2% interest on the total balance of Bluevine Business Checking accounts and Sub-accounts up to and including $100,000. No interest earned on total balances over $100,000. As of May 1, 2022, customers will earn interest on total balances up to and including $100,000 only if they meet the monthly debit transaction or deposit requirements described in Section M of the Account Agreement. Any interest accrued and payable will be paid to your Bluevine Business Checking account.
Customers will receive a Bluevine Business Debit Mastercard only for use with the main Bluevine Business Checking account.
No limit on number of transactions. However, all accounts are subject to the aggregated monthly deposit and withdrawal amount limits of the Account Agreement.
The national average and comparison are based on interest rates paid by U.S. depository institutions as calculated by the FDIC.
Debit transactions must post to your account before the end of the month to qualify toward that month’s eligibility requirement. Bluevine Business Debit Mastercard is issued by Coastal Community Bank pursuant to a license from Mastercard Inc.
Qualifying transactions only include mobile deposits of customer checks, customer payments made via ACH or wire, and customer payments transferred from payment processing providers. These transactions must post to your account or sub-accounts before the end of the month to qualify toward that month’s eligibility requirement. Transactions that do not qualify include, but are not limited to, mobile deposits of checks drawn on accounts you hold at any institution, cash deposits, and transfers from any of your external accounts, except those associated with payment processing providers.

Cash Deposits

Check Deposits

Account Transfers

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