Does my Bluevine Business Checking account have fees? – Bluevine Help Center

The following table outlines the fees for a Bluevine Business Checking account.

Monthly transactions	Unlimited
Paper checks	Up to 2 free checkbooks annually
Monthly fee	$0
Minimum balance	$0
Minimum required deposit	$0
Overdraft fee	$0
NSF fee	$0
Bill pay fee	$0
Bill pay with Credit Card transaction fee	2.9%
Incoming ACH	$0
Outgoing ACH	$0
Depositing checks	$0
Cashed Bluevine paper checks	$0
Incoming wire fee	$0
Outgoing wire fee	$15.00
Cash deposit fee	$4.95 per deposit
In-network ATM fee¹	$0
Out of network ATM fee²	$2.50
Debit Card Replacement – Express Shipping³	$30.00 per shipment (1-2 business days)

1 A list of in-network MoneyPass® ATMs can be found by visiting their ATM Locator webpage.

2 Effective December, 1st, 2021, Bluevine charges a $2.50 fee for out of MoneyPass network ATM transactions. If you are using an ATM outside of the MoneyPass network, you will see a $2.50 fee charged at the time of the transaction. Third-party fees may vary depending on the ATM operator. If you do not have enough funds to cover both fees, the transaction will not go through. You may be charged out-of-network ATM fees, even if you don’t complete the transactions.

3 Regular debit card shipping is free of charge.

Starting February 1, 2022, customers will earn 1.2% interest on the total balance of Bluevine Business Checking accounts and Sub-accounts up to and including $100,000. No interest earned on total balances over $100,000. As of May 1, 2022, customers will earn interest on total balances up to and including $100,000 only if they meet the monthly debit transaction or deposit requirements described in Section M of the Account Agreement. Any interest accrued and payable will be paid to your Bluevine Business Checking account.
Customers will receive a Bluevine Business Debit Mastercard only for use with the main Bluevine Business Checking account.
No limit on number of transactions. However, all accounts are subject to the aggregated monthly deposit and withdrawal amount limits of the Account Agreement.
The national average and comparison are based on interest rates paid by U.S. depository institutions as calculated by the FDIC.
Debit transactions must post to your account before the end of the month to qualify toward that month’s eligibility requirement. Bluevine Business Debit Mastercard is issued by Coastal Community Bank pursuant to a license from Mastercard Inc.
Qualifying transactions only include mobile deposits of customer checks, customer payments made via ACH or wire, and customer payments transferred from payment processing providers. These transactions must post to your account or sub-accounts before the end of the month to qualify toward that month’s eligibility requirement. Transactions that do not qualify include, but are not limited to, mobile deposits of checks drawn on accounts you hold at any institution, cash deposits, and transfers from any of your external accounts, except those associated with payment processing providers.

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