Checking
Bluevine Business Checking Account Fees |
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| Standard Plan | Premier Plan | |
|
Monthly transactions |
Unlimited1 | Unlimited1 |
| Paper checks | Up to 2 free checkbooks annually for funded accounts, plus discounted additional checkbooks for purchase2 | Up to 2 free checkbooks annually for funded accounts, plus discounted additional checkbooks for purchase2 |
| Monthly fee | $0 | $95.003 |
| Minimum required deposit | $0 | $0 |
| Overdraft fee | $0 | $0 |
| NSF fee | $0 | $0 |
| Outgoing payment by credit card4 | 2.9% | 2.9% |
| Incoming ACH | $0 | $0 |
| Outgoing ACH | $0 | $0 |
| Same-day ACH5 | $10 | $5 |
| Outgoing check payment | $1.50 | Free first 20 checks (monthly - associated with the billing period) |
| Mobile check deposit | $0 | $0 |
| Cashed Bluevine paper checks | $0 | $0 |
| Incoming wire fee | $0 | $0 |
| Outgoing wire fee | $15 | $7.50 |
| Cash deposit fee | Up to $4.95 per deposit | Up to $4.95 per deposit |
| In-network ATM fee6 | $0 | $0 |
| Out-of-network ATM fee7 | $2.50 | $2.50 |
| Debit card replacement – express shipping8 | $30 per shipment (1–2 business days) | $30 per shipment (1–2 business days) |
| International wires USD | $25 | $12.50 |
| International wires FX | $25 + 1.5% | $12.50 + 1% |
1 No limit on number of transactions. However, checking accounts are subject to the monthly deposit and withdrawal amount limits of the Account Agreement.
2 Additional checkbooks can be ordered directly from www.ts-direct.com. Use code BLUEVINE10 at checkout to save 10% on your order. This website at the link is not owned or operated by Bluevine.
3 Avoid the $95 monthly fee by doing the following each billing period: 1) maintain an average daily balance of at least $100,000 in your Bluevine Business Checking Account and/or Sub-Account(s) and 2) spend at least $5,000 on your Bluevine Business Debit Mastercard.
4 Each payment made by credit card through Bluevine will have a 2.9% fee. Not all suppliers may accept credit card payments; for example, credit card payments to insurance providers, credit card providers, or court-ordered payments are currently not supported. American Express cards are not supported in this feature. Estimated transaction posting times will be displayed when initiating payments. Outgoing wires have a fee of $15.
5 Only an option if the funding source is your Bluevine Business Checking account or a sub-account. Payment must be initiated by 1:15pm ET to be sent the same-day, or it will be sent the next business day.
6 A list of in-network MoneyPass® ATMs can be found by visiting their ATM Locator webpage.
7 If you are using an ATM outside of the MoneyPass network, you will see a $2.50 fee charged at the time of the transaction. Third-party fees may vary depending on the ATM operator. If you do not have enough funds to cover both fees, the transaction will not go through. You may be charged out-of-network ATM fees, even if you don’t complete the transactions.
8 Regular debit card shipping is free of charge.