Am I potentially eligible for a Bluevine Line of Credit? – Bluevine Help Center

Line Of Credit Eligibility

Bluevine provides funding for small and medium businesses to help fund growth and deal with unpredictable cash flow. To qualify for a line of credit with Bluevine, you must have been in business for at least 6 months, have a business revenue of at least $10,000 per month, not have a bankruptcy within the past year, and the guarantor must have a personal credit score of 600 or higher. Additional eligibility requirements apply for larger lines of credit, see our Flex 12 Eligibility Support Article for more information.

Non- Eligible States:

North Dakota
South Dakota
Puerto Rico
US Territories

Non- Eligible Industries:

Gambling
Pornography and paraphernalia
political campaigns
Legal and illegal substances (inc. medicinal marijuana) and paraphernalia
Firearms and paraphernalia
Financial institutions and lenders
Donation-based non-profits
Auto sales Industry

Starting February 1, 2022, customers will earn 1.2% interest on the total balance of Bluevine Business Checking accounts and Sub-accounts up to and including $100,000. No interest earned on total balances over $100,000. As of May 1, 2022, customers will earn interest on total balances up to and including $100,000 only if they meet the monthly debit transaction or deposit requirements described in Section M of the Account Agreement. Any interest accrued and payable will be paid to your Bluevine Business Checking account.
Customers will receive a Bluevine Business Debit Mastercard only for use with the main Bluevine Business Checking account.
No limit on number of transactions. However, all accounts are subject to the aggregated monthly deposit and withdrawal amount limits of the Account Agreement.
The national average and comparison are based on interest rates paid by U.S. depository institutions as calculated by the FDIC.
Debit transactions must post to your account before the end of the month to qualify toward that month’s eligibility requirement. Bluevine Business Debit Mastercard is issued by Coastal Community Bank pursuant to a license from Mastercard Inc.
Qualifying transactions only include mobile deposits of customer checks, customer payments made via ACH or wire, and customer payments transferred from payment processing providers. These transactions must post to your account or sub-accounts before the end of the month to qualify toward that month’s eligibility requirement. Transactions that do not qualify include, but are not limited to, mobile deposits of checks drawn on accounts you hold at any institution, cash deposits, and transfers from any of your external accounts, except those associated with payment processing providers.

Line Of Credit Eligibility

Non- Eligible States:

Non- Eligible Industries:

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