Your initial credit line is set after you are approved. It is determined based on a number of factors, included but not limited to: credit history and your customer profile. It's ok if you have less than perfect credit or if you have been refused a bank loan. While we take credit history into consideration we focus on the quality of the specific invoice and customer, not only personal credit score and collateral. A great advantage of using BlueVine is that you can leverage the creditworthiness of your customers. We work with any of your customer invoices but generally speaking, larger businesses or government invoices are preferred.
You are free to use the balance remaining on your credit line as long as none of your outstanding invoices are beyond their due date. You can turn your credit line as often as you wish as long as your account is in good standing.