Receiving payment via ACH
ACH payments are free of charge. They typically take between 2-3 business days, although in some instances, they can be processed in 24 hours.
ACH and wire payment requests made on weekends and bank holidays will be processed on the next banking day.
Receiving payments via Wire
Wires are processed within 1 business day. The cutoff time for receiving same day payments via wire is 2pm Pacific, 3pm Mountain, 4pm Central, and 5pm Eastern time. Wire transfer requests made after cut-off time or on weekends or bank holidays will be processed on the next banking day.
Please note that BlueVine charges $15 for wire transfers. In addition to this, your bank will also likely charge you $15-20 to receive an incoming wire.
Invoice payments are always made on an invoice-by-invoice basis. That is, you will receive two separate payments if you are receiving payment for two separate invoices. BlueVine charges $15 for each payment made by wire. Hence, receiving advance payment by wire for two invoices could cost you $60. A (2x$15) charge from BlueVine, and *likely* a (2x$15) charge from your bank. Mybanktracker.com has a good summary of wire fees for the top 10 leading U.S. banks.
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